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Empowering Agility, Driving Sustainability, and Unlocking Full Potential.

At JGV Pivotal Accounting and Business Solutions, our mission is to empower businesses, organizations, and individuals with the agility to adapt, the sustainability to thrive, and the strategies to unlock their full potential. Led by our founder, whose extensive expertise spans across diverse business functions and industries—including for-profit, non-profit, local and federal government, and academia—we excel at understanding and addressing the unique challenges of our clients.

 

We go beyond providing solutions by delivering customized strategies that seamlessly integrate management, operations, and financial reporting—allowing you to focus on what truly matters while we take the complexity out of your operations.
 

Ready to elevate? Visit our Services page or Contact Us to learn more!

Founder / Managing Director 

Josephine "Josie" Guico Villanueva
MBA, CPA, CGMA, CGFM, CSAF, CDFM, SHRM-CP, PMP

Why Us & Get to Know Us


“The things you are passionate about are not random; they are your calling.”
― Fabienne Fredrickson

 

With over 20 years of experience as a seasoned finance executive, Josie has built a career spanning private enterprises, local and federal government, non-profit organizations, and academia. Her diverse background, enriched by roles in the Philippines, Saipan, and now Guam, has uniquely equipped her to help individuals and organizations unlock their full potential while simplifying the complexities of financial reporting or operations.


Recognizing the wealth of knowledge, resources, and networks she’s cultivated through both her professional and volunteer work, Josie saw an opportunity to make a greater impact. More than a year ago, she transitioned into a new field, finding joy in honing a fresh technical skill. Despite this shift, her passion for the accounting profession remained steadfast. By maintaining a side hustle that does not conflict to her full-time role, she continued to provide financial expertise on a smaller scale but with a broader reach.


In April 2024, Josie made a pivotal decision to transform her sole proprietorship into an LLC—formalizing her practice and expanding her services. This move not only solidifies her commitment to her clients but also creates opportunities for aspiring CPAs, accountants, and bookkeepers.


For current and future clients, JGV Pivotal Accounting and Business Solutions LLC offers a rare blend of high-level expertise and affordability. Whether you need a seasoned fractional Comptroller or Chief Financial Officer, Josie provides tailored solutions designed to strengthen your operations and refine your financial reporting. 


Beyond consulting, Josie leverages her experience as an adjunct faculty member and her extensive leadership network to deliver valuable insights. Through blogs and video clips shared on this platform, she aims to inspire and educate, sharing lessons from her professional journey and life experiences.
Let us help you pivot toward your full potential.

Services

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Start-up Guidance and Support

Planning to start a business or non-profit? Whether you need a feasibility study, budgeting, or long-term planning backed by solid numbers, we’re here to help. For sole proprietors looking to streamline operations and maintain ready-to-use financial reports, we’ll get you on the right footing. From selecting accounting, HR/Payroll, and timekeeping software to navigating the business licensing process, we provide comprehensive support to set you up for success.

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Fractional Comptroller or Chief Financial Officer

Gain access to expert financial leadership without the cost of a full-time hire. Our fractional CFO services provide strategic insights, refined financial processes, and data-driven decision-making tailored to your organization’s needs. Ideal for businesses seeking senior financial guidance on a flexible basis, we help you optimize your operations and drive sustainable growth.

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Trainer / Mentor Coach

Need professional development for your team or personalized mentorship? We offer tailored training sessions for staff, guidance for early career professionals, and support for individuals navigating workplace challenges. Whether you’re managing a team, preparing for exams, or seeking technical and career path advice, we’re here to help you grow and succeed.

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